Records you need to provide the newest Pag-IBIG office myself:

You’ll be able to fill in a copy of latest ITR you to features an effective BIR stamp. In my opinion because of it one to, you’re going to have to see your RDO to locate stamped.

If you are a beneficial freelancer otherwise operator, you could fill in a copy of one’s audited ITR and BIR stamp. We did not try out this one since We wasn’t the person who removed the borrowed funds and that i didn’t contribute to getting co-debtor, but I believe this will mean delivering their latest ITR, and simply to take the new secure front side, your own accounting guides, towards the RDO.

When you are working, you are able to choose to fill in the authoritative thirty day period shell out sneak old about three months in advance of date from app. Jay decided to fill out three so you’re able to secure the offer, haha! He together with registered his COE plus them.

This might be to the first faltering step. Pag-IBIG usually determine your own submissions to check your eligibility to use to have property loan.

After you’ve filed such records on the internet, you’ll found a contact prompting you to definitely purchase the new processing fee. We paid down Php step 1,000. Make certain you print-out a duplicate of your verification of percentage. You’ll have to offer that it so you’re able to Pag-IBIG , as well as the most other standards, once you’ve come greet to consult with the office through current email address otherwise a call.

Here are the records that you should bring to Pag-IBIG once you’ve already been requested add your articles personally:

1. All of the unique copies of your own files your registered on the basic process, except for the selfie. You need to likewise have your ID photocopied.

dos. A copy of your own Unique Power out of Attorney into broker. (Should your holder isnt on Philippines)

The cost of notarization depends upon the fresh conformed price point of the property specified on your own package to sell.

They will certainly plus ask when planning on taking the images along with your valid ID once again. Now, it will be their staff who’ll grab the shot.

Assessment stage

Once the desk manager looks more than your posts and notices zero discrepancies, you will be requested to fund appraisal fee. We paid off Php 2,000.

We were told to go to to own a call from one from their workers concerning your agenda of the home appraisal. What are the results throughout the home appraisal is that they description will send agents so you can see our home to see if they meets the practical and you will standards.

They titled three days prior to it went along to. This new appraisers were from the place because of the 8AM. They ran during the, checked the latest proportions and you will failed to very correspond with all of us this much. They simply ran around to always check for every single place inside your home.

Next which was they. We were informed to wait because of their email whether or not all of our financing has been accepted or otherwise not acknowledged; but not, they currently cautioned us the home we were seeking to buy was in short supply of step one meter wide to their conditions.

Financing Rejected

We acquired an email from Pag-IBIG officially saying that the size of our home did not see its standards, which are that. Which was the termination of all of our feel……for now.

I believed turning in a letter from reconsideration, however the email demonstrably stated that we’d to handle brand new question and you will agree to deciding to make the requisite changes, hence we wouldn’t. Therefore we had to undertake our fate and you may move ahead.

Oh better, about i have gained a lives experience that people is also include in the long term and instruct our very own students if it is the turn to purchase their house. We had been, without a doubt, disappointed, however, we are going to remain the dreams up to i eventually discover the set we could label family.